Analyst / Associate / Senior Associate

Why join us?

Our objective is to provide Global Banking and Markets with a single, global onboarding and account maintenance service that uses service company operating principles and a consistent service proposition to deliver high-quality client service, robust client diligence, and process excellence and standardization across each onboarding function from one integrated global team.

Job description

The Role requires the Analysts to be a part Corporates/FIG Credit Analysis Team in Kolkata which supports the UK, US, France, Hong Kong, Middle East, Japan, India, Singapore, Canada & Spain. In addition, the analyst would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

Responsibilities

• Undertake high-quality industry, competitor, and client level analysis for Global Banking (GB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Personally develop and maintain strong working relationships with GBM Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, and PLAs and meets the required high-quality standard.
• Understand and comply with all relevant policies, FIM guidelines, and procedures issued by the Group.
• Proactively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Maintain HSBC internal control standards.
• Need to implement the Group Compliance Policy, as applicable to their role.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of the operational risk occurring.
• Adhering strictly to compliance and operational risk controls by HSBC and regulatory standards, policies, and practices; reporting weaknesses, compliance breaches, and operational loss events.

However, depending on the relevant experience, skill, and competence, he or she can be given additional responsibilities like undertaking quality checks, mentoring and training new joiners, etc.

Requirements

• C.A. / Masters in Business, Finance, Economics or equivalent is essential and any professional qualification is desirable.
• Highly proficient in Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.